Q-factors and forecasting for complex entities - your questions answered

In our last CECL candid conversation, we received several questions before and during our conversation from our industry peers. With less than five months until the effective date, we want to ensure that your questions continue to be answered. Starting Sept. 20, our CECL subject matter specialists will participate in a series of live lunchtime “talk-throughs” to help address your CECL business needs. Sign up for one or sign up for all! Every other Tuesday, we will cover a specific CECL topic that we’ve noticed trending interest in previous webinars and client discussions. We are also taking additional questions at the time of registration. There are no questions too big or too small as we plan to discuss them all! The CECL candid conversations series won’t have prepared content – the Q&A will be driven by you with both your submitted and live questions. If you are curious, your peers probably are too. Don’t worry! All questions will be covered anonymously. Our team provides extensive knowledge of the regulatory hurdles, available methods, data, technology, and qualitative requirements and the validation process. We are here to help organizations like yours go beyond simply achieving compliance. There’s still plenty of opportunity to use your data to address your future business objectives and gain a strategic advantage. Our current line-up is: Sept. 20 – Q-factors and forecasting for complex entities How do I implement Q-factors and forecasting in various methodologies? How many Q-factors should I be looking at? Are my Q-factors incorporated into my forecasting? What percentage of my ALLL should be made up of Q-factors How do I know what factors I'm most correlated to? Oct. 4 – Q-factors and forecasting for basic entities Same as above but on a more basic methodology Oct. 18 – CECL implementation for consumer-based receivables Are there special considerations for my consumer-based portfolio? Auto loans Residential mortgages Consumer credit What are the methodology pros and cons for consumer-based loans? Nov. 1 – CECL for HTM investments and reinsurance receivables How do I calculate CECL on my various investments? How do I calculate CECL on reinsurance receivables? Nov. 15 – Validations and stress-testing What does a validation to my model entail? What does a validation typically uncover that I wouldn’t see otherwise?

In the final CECL Tuesday talk-through on November 15, our experts will be discussing and answering your pressing questions about validations and stress-testing. Some of the common questions we have seen are: What does a validation to my model entail? What does a validation typically uncover that I wouldn’t see otherwise? We will be answering these and any you may have – no matter how big or small, don’t be afraid to ask! Don’t worry – all questions will be answered anonymously, and you can send in your most pressing questions when you register. If you are curious, it is likely that your peers are too. If you and your team have enjoyed the CECL Tuesday talk-throughs and feel that we have helped you navigate the many hurdles that are involved with CECL, please let our team know. We would love to get feedback and hear from you!

In the upcoming Tuesday talk-through on October 18, our team will be discussing a hot topic: CECL implementation for consumer-based receivables. We will be discussing and answering the following questions: Are there special considerations for my consumer-based portfolio? Auto loans Residential mortgages Consumer credit What are the methodology pros and cons for consumer-based loans? Bring your questions and we will be eager to answer them – no matter how big or small. If you are curious, your peers likely are too. All questions will be covered anonymously. Every other Tuesday leading up to the forthcoming CECL implementation deadline, we will be covering relevant topics that we’ve noticed trending interest in previous client discussions. Click here to learn more about the topics we will be discussing throughout this series. Our webinar is based on the questions you submit at registration and we will also be taking additional questions during the webinar.

On November 1, the Baker Tilly team will return to the CECL Tuesday talk-throughs with an all-new topic: CECL for HTM investments and reinsurance receivables. Our experts will answer the following questions: How do I calculate CECL on various investments? How do I calculate CECL on reinsurance receivables? With less than five months until the CECL deadline, we want to ensure all of your questions are answered. Please join us for this quick, thirty-minute lunchtime session and we will help address your CECL business needs. This Fall, our team will be hosting a CECL-related Q&A session every other Tuesday. Each talk will focus on a different topic that has proven to be popular in previous webinars and client discussions. All questions will be covered anonymously. Click here to register for the November 1 talk and learn more about the topics we will be discussing throughout this series. We will also be taking additional questions at the time of registration.

In our second installment of the CECL Candid conversations: Tuesday talk-through's our team will again be discussing forecasting and Q-factors – this time just in more basic terms. On October 4, we will provide you with more information and answer your questions about the following: How do I implement Q-factors and forecasting in various methodologies? How many Q-factors should I be looking at? Are my Q-factors incorporated into my forecasting? What percentage of my ALLL should be made up of Q-factors/ How do I know what factors I’m most correlated to? Our experts will answer your questions no matter how big or small they may be. Don’t worry – all questions will be covered anonymously. Every other Tuesday leading up to the forthcoming CECL implementation deadline, we will be covering relevant topics that we’ve noticed trending interest in previous client discussions. Click here to learn more about the topics we will be discussing throughout this series. Our webinar is based on the questions you submit at registration and we will also be taking additional questions during the webinar.