Janet Twombly is a compliance director with Baker Tilly US, LLP’s financial services practice. Janet has more than 25 years of experience, with an extensive background in loan servicing operations, including reverse mortgages, compliance, audit oversight and risk reporting. She has been successful in identifying and assessing key risk areas and providing meaningful reporting metrics to senior management. Janet has been instrumental in continuing to build and manage the Loan Servicing Division for several lending institutions.
She manages internal staff to stay abreast of all federal and state regulations with respect to servicing and miscellaneous audits. She has a strong knowledge of government sponsored enterprise (GSE), Federal Housing Administration (FHA), Consumer Financial Protection Bureau (CFPB) and Office of the Comptroller of the Currency (OCC) guidelines. Janet has extensive knowledge in conducting comprehensive servicing reviews to determine whether a client is adhering to internal policy and procedures along with complying with their appropriate regulators.
She has been successful with working with clients who wish to bring their servicing portfolio in house by building a compliant platform with agency, state and federal regulations. In addition, Janet has developed quality control reviews to have a successful enterprise risk management platform in their respective servicing division.
San Diego State University