Cass is a director with Baker Tilly’s financial services practice. She is results focused and bilingual (Portuguese) with more than 20 years of experience in the mortgage industry. She is adept at overseeing loan quality/underwriting operations and ensuring compliance with the required guidelines, standards, regulations, policies and procedures, and has a strong background in increasing efficiency of work through time management and correct prioritization of loan cases.

Bachelor of Business Administration in international business

Executing and managing the pre and post closing quality control functions

Proven track record of enhancing client satisfaction by resolving potential issues and facilitating team operations by removing occurring obstacles in the line of work

Experienced in integrating new and improving old quality control practices

Verifying standard compliance and goal completion through the development, coordination and integration of business plans

Ensuring compliance of operations with all regulations and SLA requirements by establishing and upholding organizational standards and quality of work

Improving efficiency of loan quality operations through identification and reduction of potential business dissipation

Cass De Sousa is a director with Baker Tilly’s financial services practice.

Join Baker Tilly for an insightful year-end webinar as we take a closer look at the dynamic and ever-evolving banking and capital markets industry. In a year filled with unprecedented challenges and opportunities, this webinar will provide a high-level overview of key trends, developments and hot topics when preparing for 2024.  Our specialists will cover several hot-button topics including New Markets Tax Credits (NMTCs), financial crimes, risk management, mortgage industry outlook, liquidity trends and more. They will be discussing major industry updates and providing their outlook for the year (and years) to come.  Learning Objectives:  Tax   Review basics of the new GAAP proportional amortization rules and how they apply to tax credit programs  Explore what tax entities can strategically incorporate tax credits into their tax planning  Discuss tax credits and limitations on their usage  New Markets Tax Credits (NMTCs)  Discuss background of NMTCs  Understand the complexities of NMTCs  Review how to effectively position your project to receive eligible credits  Audit and accounting updates  Examine Current Expected Credit Losses (CECL) and credit  Discuss commercial real estate and how it will impact CECL calculations   Review what types of models banks are having success with and progress that banks are making with CECL  Answer common CECL questions  Mortgage   Review key considerations for quality control  Discuss general market updates and how mortgage industry is adjusting to rising rates  Examine updated fraud considerations   Discuss new requirements from the agencies that are coming out  Risk management  Assess emerging risks for banks   Review updates on regulatory hot topics   Understand vendor management interagency guidance updates  Cybersecurity  Review security controls to reduce the risk of a cyber incident  Review of the current state of regulations and outlook for the future   Financial crimes   Review hot topics and understand the impact on your institution’s BSA/AML compliance program  Understand current events impact your bank  Key things to consider for sanctions screening   Liquidity   Review liquidity trends within the banking industry over the last three years  Learn about liquidity matching using ALM modeling and forecasting  Review key focus areas for modeling deposits within a liquidity projection Information about CPE eligibility   There are no prerequisites for this webinar, and advance preparation is not required. There is no cost to attend this webinar. A certificate of completion will be emailed to you four to six weeks after the event.   Level: Overview   CPE credit: Two (2) hours total credit  Field of study: Specialized Knowledge  For more information regarding administrative policies such as complaint and refund policies, please email learning@bakertilly.com.  Baker Tilly is registered with the National Association of State Boards of Accountancy as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org.  Baker Tilly Capital, LLC  Baker Tilly Capital, LLC's external materials need to be approved by the compliance officer prior to release. The following disclosure should be on all external marketing materials:  This information should not be construed as a recommendation, an offer of services, or an offer to sell, or solicitation of an offer to buy a particular security or investment strategy. The reader should not rely on this information other than as authorized by a written agreement with Baker Tilly Capital, LLC. The commentaries provided are opinions of Baker Tilly Capital, LLC and are for informational purposes only. While the information is deemed reliable, Baker Tilly Capital, LLC cannot guarantee its accuracy, completeness, or suitability for any purpose and makes no warranties with regard to the results to be obtained from its use, or whether any expressed course of events will actually occur. Securities involve risk and possible loss of principal. Past performance does not guarantee future results. No compensation has been paid to person providing a testimonial. Any testimonial is not representative of the experiences of other clients and is not indicative of future performance or success.  Securities, when offered, and transaction advisory services are offered through Baker Tilly Capital, LLC, Member FINRA and SIPC; Office of Supervisory Jurisdiction located at 4807 Innovate Lane, Madison, WI 53718; phone 800 362 7301. Baker Tilly Capital, LLC is controlled by Baker Tilly US, LLP, an accounting firm. Baker Tilly US, LLP, trading as Baker Tilly, is a member of the global network of Baker Tilly International Ltd., the members of which are separate and independent legal entities.

Cass De Sousa

Location

Tampa, FL

Education

Expertise

Cass's upcoming events

Webinar

2023 Annual year-end banking webinar