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Is your health plan ready for CMS’ Interoperability and Prior Authorization final rule? 

With healthcare's ongoing push toward patient-centered care, the Centers for Medicare & Medicaid Services (CMS) has finalized a pivotal regulation that will reshape how health plans handle data exchange and prior authorizations. The CMS Interoperability and Prior Authorization final rule (CMS-0057-F) introduces new requirements that aim to improve patients’ access to their own health data, reduce administrative burdens, and enhance the prior authorization process. As deadlines approach—starting in January 2026—it's critical for government-sponsored health plans to act now to ensure compliance. 

A new era of healthcare interoperability 

The CMS-0057-F Final Rule builds on previous efforts, like the Interoperability and Patient Access Final Rule from 2020. While the earlier rule laid the groundwork by mandating patient data access, this new rule goes further by introducing specific policies for sharing prior authorization information and expanding the role of APIs in health data management. This means health plans will need to adopt new technology, streamline processes, and improve transparency for patients, providers, and other stakeholders. 

Key highlights of the CMS-0057-F final rule: 
  • Patient and provider access APIs: Health plans will be required to provide easy access to patient data, including prior authorization details, via third-party apps. This enhances the patient's experience and improves care coordination with healthcare providers. 
  • Payer-to-payer data exchange: Plans must facilitate data sharing between health plans at a patient’s request, ensuring seamless continuity of care. 
  • Prior authorization API: Automating and expediting prior authorization requests will alleviate burdens on providers while offering patients quicker decisions on their healthcare needs. 

These changes are set to roll out in phases, with major deadlines in January 2026 and January 2027, meaning health plans must act now to develop a strategic implementation plan. 

How to prepare for compliance 

Meeting these requirements will require more than just new technology—it will take a coordinated effort across your entire organization. Health plans must evaluate their current systems, invest in API development, and rethink their data exchange processes. The opportunity exists to turn regulatory compliance into a business advantage by using the technology and data to enhance patient care, improve provider relationships, and reduce overall costs. 

Go there 

Our whitepaper, Preparing for the CMS Interoperability and Prior Authorization Final Rule, offers a comprehensive guide for health plans. We cover everything from the policy details and compliance deadlines to the strategic opportunities that come with this regulation. Download the whitepaper now to ensure your organization is ready for the future of healthcare. 

Heather L. Herc
Director
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