Baker Tilly professional

Michelle Doyle

Principal · +1 (619) 236 0377
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Michelle Doyle is a principal with Baker Tilly US, LLP. Michelle is a professional mortgage industry leader with more than 25 years of diversified experience in operations; underwriting Federal Housing Administration (FHA), conventional, VA and USDA loan types; and compliance, training, and quality control of FHA, VA, and conventional Lending. She has in-depth knowledge and experience in primary and secondary mortgage markets, specializing in client service and operations for the residential mortgage industry. Michelle has successfully managed several quality control divisions for mortgage lending institutions and for outsourced quality control vendors.

  • Responsible for quality control, compliance and servicing
  • Strong knowledge of compliance with corporate policies/procedures and federal/state laws and regulations governing mortgage lending, including Equal Credit Opportunity Act (ECOA), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Home Mortgage Disclosure Act (HMDA), Fair Credit Reporting Act (FCRA), Gramm-Leach-Bliley Act (GLBA), Home Ownership and Equity Protection Act (HOEPA), FHA and Federal Emergency Management Agency (FEMA)
  • Experience with Mandatory Purchase of Flood Insurance Guidelines and lender products and services.
  • Responsible for maintaining quality control policies/procedures in the audit review process
  • Instrumental in ensuring quality control functions are performed in accordance with policies/procedures outlined in the clients’ investor guides and contractual obligations, as well as state and federal regulations and regulatory requirements.
  • Extensive experience with underwriting, risk mitigation and compliance in wholesale and retail lending