Building a better budget

With operational costs continuing to rise and interest margins steadily declining, projecting loan growth and interest rates is not as simple as it used to be. It is more imperative now than ever for banks to create a successful budget to make sure they survive in this continuously changing environment. Despite the variables that will change the budgeting process from bank to bank, combining accurate forecasting and transparency is key to producing a prosperous budget.

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*This article was originally published in the Wisconsin Bankers Association’s (WBA) Wisconsin Banker magazine.