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Whether it’s changing customer demands, compliance with new government regulations, intense competition, or technological advancements, today’s market pressures call for constant change within an organization.

Many market pressures require companies to make investments; if not now, in the very near future. Accordingly, access to capital is critical.

Yet given the overall constrained market liquidity, there are fewer borrowing options than ever before, and investor scrutiny of potential investments has increased.

Perhaps nowhere has the need to respond to market pressures and invest in change been more critical than in the food and beverage industry. Business has been experiencing continued growth in areas such as packaged food products, organic foods, or specialty beverages. This growth has accelerated the need for capital to fund expansions and improvements. According to the United States Department of Agriculture (USDA), while the food and beverage industry has seen steady growth of its US retail sales, developing nations are creating a rapidly growing demand for US food product exports as a large number of these populations are growing in affluence. This combined growth has created new pressures in the production of food and beverage products at many companies’ existing US facilities.

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